Halfway upon the journey of our lives many of us have a mortgage, a device of unbearable suffering. For 30 years, homeowners pay off their house, yet are unable to comprehend the nature of their suffering. Well comrades, today is your unlucky today, because like Dante, we are plunging into the abyss of eternal torment known as the US Mortgage System. In this video we also explain why 20% is the ideal down payment, why you should feel P.I.T.I. when paying your mortgage, and why in mortgage paradise you would have a fixed interest rate. So comrades prepare to abandon all hope and welcome to hell.